Latest Articles

What is PPP Loan Fraud?

What is PPP Loan Fraud?

When the pandemic hit in 2020, our world became chaotic overnight. Throughout the nation, individuals were met with layoffs or stringent checks—pushing the financials of families to their breaking points.

What is Pay to Delete Scam?

What is Pay to Delete Scam?

A lot of scams float around the internet that some people jump at or take a little coaxing to overcome the rejections. A few scams have ready-made targets more than willing to take advantage of the possibilities the scam offers.

What Is Overdraft Protection, and How Does It Work?

What Is Overdraft Protection, and How Does It Work?

Every industry has inflection points; some are massive, and others are small but very significant. In 1728, the Royal Bank Of Scotland gave a merchant, William Hog, the world's first overdraft.

What Is Cancellation of Debt and How Does It Work?

What Is Cancellation of Debt and How Does It Work?

Debt is most often referred to as an amount of money owed to another person. However, debt can be anything of value to the borrower.

What Is Credit Insurance on a Personal Loan?

What Is Credit Insurance on a Personal Loan?

The idea of insuring loans against non-payment was first developed in the nineteenth century. However, the companies that wrote these policies were short-lived.

What is Debt Relief, and How Does It Work?

What is Debt Relief, and How Does It Work?

Forgiving debt is a global phenomenon, from single credit cards to billions in government relief. Debt forgiveness has been part of the narrative for generations.

Featured Articles

How to Buy a House with Bad Credit

How to Buy a House with Bad Credit

Buying your own home is the American Dream, but it might seem out of reach to those with bad credit. However, the good news is, if your credit is less than perfect, you do still have options and in most cases, can still buy a home.

Credit Freeze vs. Lock: What’s the Difference?

Credit Freeze vs. Lock: What’s the Difference?

With all our technology and connectedness comes a price, vulnerability. Now more than ever before, our credit and identities are at risk from cybercriminals, thieves, and hackers.

How to Build Credit From Scratch in 3 Fast Ways

How to Build Credit From Scratch in 3 Fast Ways

If you have never had a credit card, loan, or mortgage, you may not have any credit. Or you may have established a credit history, but then ran into some financial troubles, and your credit suffered some blows.

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