When the pandemic hit in 2020, our world became chaotic overnight. Throughout the nation, individuals were met with layoffs or stringent checks—pushing the financials of families to their breaking points.
A lot of scams float around the internet that some people jump at or take a little coaxing to overcome the rejections. A few scams have ready-made targets more than willing to take advantage of the possibilities the scam offers.
Every industry has inflection points; some are massive, and others are small but very significant. In 1728, the Royal Bank Of Scotland gave a merchant, William Hog, the world's first overdraft.
Debt is most often referred to as an amount of money owed to another person. However, debt can be anything of value to the borrower.
The idea of insuring loans against non-payment was first developed in the nineteenth century. However, the companies that wrote these policies were short-lived.
Forgiving debt is a global phenomenon, from single credit cards to billions in government relief. Debt forgiveness has been part of the narrative for generations.
Buying your own home is the American Dream, but it might seem out of reach to those with bad credit. However, the good news is, if your credit is less than perfect, you do still have options and in most cases, can still buy a home.
With all our technology and connectedness comes a price, vulnerability. Now more than ever before, our credit and identities are at risk from cybercriminals, thieves, and hackers.
If you have never had a credit card, loan, or mortgage, you may not have any credit. Or you may have established a credit history, but then ran into some financial troubles, and your credit suffered some blows.
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