Latest Credit Articles
What is PPP Loan Fraud?
When the pandemic hit in 2020, our world became chaotic overnight. Throughout the nation, individuals were met with layoffs or stringent checks—pushing the financials of families to their breaking points.
What is Pay to Delete Scam?
A lot of scams float around the internet that some people jump at or take a little coaxing to overcome the rejections. A few scams have ready-made targets more than willing to take advantage of the possibilities the scam offers.
What Is Overdraft Protection, and How Does It Work?
Every industry has inflection points; some are massive, and others are small but very significant. In 1728, the Royal Bank Of Scotland gave a merchant, William Hog, the world's first overdraft.
What Is Cancellation of Debt and How Does It Work?
Debt is most often referred to as an amount of money owed to another person. However, debt can be anything of value to the borrower.
What Is Credit Insurance on a Personal Loan?
The idea of insuring loans against non-payment was first developed in the nineteenth century. However, the companies that wrote these policies were short-lived.
What is Debt Relief, and How Does It Work?
Forgiving debt is a global phenomenon, from single credit cards to billions in government relief. Debt forgiveness has been part of the narrative for generations.
How to Choose the Best Credit Card for the First Time
Building a great credit file takes time, and making the right choices when starting out. The best way to get started is to choose the right credit card.
Credit Privacy Numbers (CPN) Explained
We gather a few numbers and information throughout our lifetimes that must be protected at all costs. A social security number is the first and most crucial piece of information we use in every area of our lives.
What is Garnishment and How to Stop Debt Collection Scams
Creditors have several ways to collect bad debts from people who do not pay their bills. One of the last and most harsh options is wage and bank account garnishment.
What Does Charge-off Mean on Your Credit Report?
Credit profiles are a significant part of everyday life for business and personal. The long, fascinating, and twisted history of financial scores, claims to encapsulate a person's attitude toward credit and debt.
How to Get a Credit Card with Bad Credit?
It's no secret that having bad credit can make it harder to get approved for a credit card. But what if you need a credit card to help improve your credit score?
How to Remove Hard Inquiries from a Credit Report
A credit score is an invisible number, yet it often feels like it controls our lives. It determines what we can buy and how much we'll have to pay.